Punjab currently runs fourteen active government schemes across health, education, agriculture, energy, transport, and cash support. Every scheme below links to its own full guide with eligibility, application steps, and what to do if something goes wrong. The two schemes most people search for right now are the CM Punjab Laptop Scheme and the CM Kissan Card, sourced from cmlaptophed.punjab.gov.pk and punjab.gov.pk respectively. This page is the single navigator for all of them — pick your category and go straight to the guide you need.
What’s Available in Punjab Right Now
Punjab’s schemes fall into eight categories: Cash & Welfare, Health, Education, Agriculture, Energy/Solar, Business Loans, Housing, and Transport. Some schemes, like the CM Kissan Card and the Solar Panel Scheme (Roshan Gharana), serve farmers and households directly. Others, like the Asaan Karobar Card, serve small business owners looking for interest-free credit.
Cash & Welfare Schemes
| Scheme | What It Does |
|---|---|
| Rahmat Card — Widows & Orphans Grant | One-time Zakat-funded grant: Rs. 100,000 per widow, Rs. 25,000 per orphan child, up to Rs. 150,000 per family |
| Ration Card — Rs. 3,000 Monthly Food Support | Fixed monthly food support for verified low-income households, processed through the 8070 web portal |
| Benazir Mazdoor Card | Registration-linked support card built for daily-wage and informal-sector laborers |
| PSER Survey — 8070 Door-to-Door Registration | Household data-collection drive that decides eligibility for most Punjab welfare cards |
Most cash-support cards depend on your household already being registered through the PSER Survey. If you’re unsure whether your family has been surveyed yet, that’s the guide to check first, since it feeds eligibility for both the Ration Card and the Mazdoor Card.
Health
| Scheme | What It Does |
|---|---|
| Sehat Card (Rahmat Card) — Free Treatment up to Rs. 10 Lakh | Free hospital treatment at empanelled hospitals across Punjab, verified through the 8171 system, sourced from punjab.gov.pk |
Education
| Scheme | What It Does |
|---|---|
| CM Punjab Laptop Scheme — Eligibility & Merit List | Free laptops for merit-listed public-sector university and college students, sourced from cmlaptophed.punjab.gov.pk |
| Honhaar Scholarship (PEEF) — Need-Based Funding | Need-based scholarship for intermediate, undergraduate, and professional students, sourced from peef.org.pk |
| PEEF Scholarship — Need-Based Funding | Need-based scholarship for students from secondary school through PhD level, sourced from peef.org.pk |
Agriculture
| Scheme | What It Does |
|---|---|
| CM Kissan Card — Interest-Free Loan up to Rs. 300,000 | Seasonal loan for verified farmland between 1 and 25 acres, disbursed via Bank of Punjab |
| Green Tractor Scheme | Subsidized tractor purchase through registered dealers, sourced from agripunjab.gov.pk |
| Livestock Card Scheme | Support card for livestock and dairy farmers, linked to veterinary and breeding services |
Farmers checking eligibility for more than one card should start with the CM Kissan Card guide first, since most of its land-verification steps carry over directly to the Livestock Card and Green Tractor Scheme guides.
Energy / Solar
| Scheme | What It Does |
|---|---|
| Solar Panel Scheme (Roshan Gharana) | Subsidized solar panel installation for eligible households, sourced from punjab.gov.pk |
| SMS Registration & Eligibility (8800) | Instant eligibility check by sending your CNIC to 8800 |
If you only need the SMS eligibility check and not the full installation process, the SMS Registration & Eligibility (8800) guide is the more direct page for that specific query.
Business Loans
| Scheme | What It Does |
|---|---|
| Asaan Karobar Card — Interest-Free Business Loans | Interest-free loans through Bank of Punjab for small and micro business owners |
Housing
| Scheme | What It Does |
|---|---|
| Housing Scheme — Apni Chhat Apna Ghar / Apni Zameen | Housing and land-ownership support for low-income households without existing property, sourced from punjab.gov.pk |
Transport
| Scheme | What It Does |
|---|---|
| E-Bike Scheme | Subsidized electric bikes for students and low-income commuters, sourced from bikes.punjab.gov.pk |
| E-Taxi Scheme — 5,000 Electric Taxis, 0% Interest | 0% interest financing for 5,000 electric taxis, sourced from e-taxi.punjab.gov.pk |
Which Scheme to Check First
Start with the category that matches your situation, not the whole list. Farmers should check the CM Kissan Card guide first since it covers the land-verification process shared across most agriculture schemes. Students should go straight to the CM Punjab Laptop Scheme or the Honhaar Scholarship depending on merit versus need-based eligibility. Households applying for the first time should begin with the PSER Survey, since most cash and welfare cards check against that record before approving anything else.
Readers comparing Punjab’s offerings against federal programs can start at the Federal Government Schemes Pakistan 2026 — BISP, PM Youth Programme, Sehat Sahulat, Housing pillar page, which covers all federal schemes the same way this page covers Punjab’s.
FAQs
How many government schemes does Punjab currently offer?
Punjab currently runs fourteen active schemes across health, education, agriculture, energy, transport, housing, and cash support. Each one has its own eligibility criteria and application process. This page routes to every current guide, organized by category.
Do I need to register with PSER before applying for other Punjab schemes?
Most Punjab cash and welfare schemes check your household against the PSER Survey record before approving your application. If you haven’t been surveyed yet, the PSER Survey guide explains how to confirm your registration status. Some schemes, like the Laptop Scheme and Honhaar Scholarship, use separate merit or need-based criteria instead.
Which Punjab scheme gives the highest cash or loan amount?
The CM Kissan Card offers an interest-free loan up to Rs. 300,000 for eligible farmers, currently the largest single credit amount among Punjab’s schemes. The Sehat Card offers treatment coverage up to Rs. 10 lakh per family, though that’s medical coverage rather than cash. Exact figures for each scheme are listed on its own guide, sourced from punjab.gov.pk.
What should I do if a Punjab scheme website isn’t working?
Each scheme guide has its own Solve section covering portal downtime, helpline numbers, and office visit steps for that specific scheme. Try again after a few hours if the issue is high traffic near a deadline. Never use a third-party website claiming to process your application faster.
Are Punjab scheme details on this page updated regularly?
Yes, Federal and Punjab scheme pages are reviewed every quarter to match current government figures and deadlines. Any scheme with a pending policy change is flagged as TIME-SENSITIVE with a Last Updated date on its own guide. Always check the individual scheme page for the most current figures before applying.
Is there a single application form for all Punjab schemes?
No, each Punjab scheme has its own separate application process and portal. The Ration Card and PSER Survey share the same registration system. Check the specific scheme’s guide for its exact application method.