Sehat Sahulat Programme, jo pehle suspend tha, 16 January 2026 ko Prime Minister Shehbaz Sharif ne Islamabad, Azad Jammu & Kashmir, aur Gilgit-Baltistan ke liye dobara launch kiya. Ye Federal Government Schemes ke tehat hospitalization ki free coverage deta hai — koi separate physical card nahi chahiye, aap ka CNIC hi aap ka Sehat Card hai. Programme March 2024 se suspend tha kyun ke federal government dues clear nahi kar payi thi, aur ab Rs. 40 billion ki revised PC-I ke saath June 30, 2027 tak chalega. Ye guide bataye gi eligibility, coverage limit, aur hospital mein kaise use karna hai.
What is Sehat Sahulat Programme
Sehat Sahulat Programme (jise Qaumi Sehat Card bhi kehte hain) ek health-insurance model hai jo eligible families ko empaneled hospitals mein cashless hospitalization deta hai. Ye sirf indoor admission cover karta hai — OPD (yani baghair admission ke checkup) is programme mein shamil nahi hai. Federal Health Minister Syed Mustafa Kamal ki nigrani mein programme State Life Insurance Corporation aur NADRA ke saath mil kar chalta hai.
| Region | Status January 2026 ke baad |
|---|---|
| Islamabad Capital Territory (ICT) | Relaunch, active |
| Azad Jammu & Kashmir (AJK) | Relaunch, active |
| Gilgit-Baltistan (GB) | Relaunch, active |
| District Tharparkar (Sindh) | Pehle se eligible list mein shamil |
| Baqi provinces | Apni apni provincial Sehat Card scheme ke tehat chalti hain (masalan KP ka Sehat Card Plus) |
Eligibility
NADRA record ke mutabiq, ICT, AJK, aur GB ke sab permanent resident families automatically eligible hain — koi alag registration ya application ki zaroorat nahi. Agar aap ka CNIC valid hai aur aap in regions ka permanent address rakhte hain, to aap khud-b-khud programme mein shamil hote hain.
Agar ghar ka koi member Sehat Card check karne par nazar na aaye, to iski wajah aksar ye hoti hai ke us ka data NADRA ke family record mein missing hai — masalan shadi ke baad dono partners ne ek dusre ka CNIC apne record mein add nahi kiya hota.
Coverage Aur Limit
Ek family per year in do categories mein coverage use kar sakti hai:
| Category | Annual Limit |
|---|---|
| Priority/major diseases (cardiac, cancer, dialysis, kidney transplant, etc.) | Rs. 400,000 per family per year |
| Secondary healthcare (general hospitalization) | Rs. 60,000 per family per year |
| Life-threatening ya maternity cases | Additional limit allocate ho sakta hai |
Ye limit har saal ek complete cycle ke baad refresh hoti hai. Naya paida hone wala bacha bhi cover hota hai agar delivery empaneled hospital mein hui ho — uske baad continue rakhne ke liye bache ka NADRA B-Form register karana zaroori hai.
Kaise Check Karein Ke Aap Eligible Hain
- Apna mobile phone khol lein.
- Apna CNIC number 8500 par SMS karein.
- Reply mein confirm hoga ke aap eligible hain ya nahi, aur eligible hone par card kahan se milega.
- Agar record na mile, nazdeeki NADRA Registration Centre jaa kar apna family record update karwayein.
Hospital Mein Kaise Use Karein
- Agar bimari emergency nahi hai, pehle local doctor se consult karein.
- Agar doctor hospitalization suggest kare, to nazdeeki empaneled hospital jayein — hospital ki list official website par milti hai.
- Reception par apna CNIC dikhayein — ye hi aap ka Sehat Card hai, alag card ki zaroorat nahi.
- Verification ke baad referral letter milta hai, jis se aap free treatment le sakte hain.
- Admission ke baad poora treatment free hota hai jab tak coverage limit available hai.
Results Explained
| Status | Matlab | Agla qadam |
|---|---|---|
| Eligible, family member missing | NADRA family record incomplete | NADRA Centre jaa kar missing member add karwayein |
| CNIC counter par recognize nahi ho raha | Family status NADRA mein up-to-date nahi | NADRA se apna record update karwayein |
| Coverage limit khatam | Is saal ka Rs. 400,000/Rs. 60,000 use ho chuka | Agle saal cycle refresh hone ka intezar karein, ya life-threatening case mein additional limit ke liye hospital se puchhein |
| CNIC blocked | NADRA record mein koi issue | Seedha NADRA se contact karein |
Solve — Jab Kuch Ghalat Ho Jaye
Agar hospital counter par aap ka CNIC recognize na ho, ye zyada tar NADRA data update na hone ki wajah se hota hai — nazdeeki NADRA facilitation center jaa kar apna record theek karwana sab se pehla qadam hai. Agar aap ka koi family member card mein nazar nahi aa raha, dono partners ko chahiye ke NADRA record mein ek dusre ka CNIC add karwayein, warna system unhe alag family samajhta hai.
Yaad rahe, Sehat Sahulat sirf hospital admission cover karta hai — agar aap ka masla OPD level ka hai (bina admission ke checkup), to ye programme is ka kharcha cover nahi karega.
In practice, naye family members ka NADRA record update Sehat Sahulat mein aksar dair se reflect hota hai — NADRA ye data har 4-6 mahine mein update karta hai, is liye family status change hone ke foran baad hospital jaane se pehle apna eligibility 8500 se dobara check kar lena behtar hai.
FAQs
Sehat Sahulat Programme January 2026 mein kyun relaunch hua?
Programme March 2024 se ICT, AJK, aur GB mein suspend tha kyun ke federal government dues clear nahi kar payi thi. 16 January 2026 ko Rs. 40 billion ki revised PC-I approve hone ke baad service dobara shuru hui.
Kya mujhe alag se apply karna hai?
Nahi. NADRA record ke mutabiq ICT, AJK, aur GB ke sab permanent resident families automatically eligible hain — koi separate application nahi chahiye.
Ek family saal mein kitna treatment le sakti hai?
Priority diseases (cardiac, cancer, dialysis waghera) ke liye Rs. 400,000 aur secondary healthcare ke liye Rs. 60,000 per year, aur life-threatening ya maternity cases mein additional limit mil sakta hai.
Kya OPD checkup bhi cover hota hai?
Nahi, sirf hospital admission (indoor treatment) cover hota hai. OPD is programme mein shamil nahi hai.
Kya alag se physical Sehat Card chahiye?
Nahi, aap ka CNIC hi aap ka Sehat Card hai. Hospital counter par sirf CNIC dikhana kaafi hai.
Agar mera family member card mein nazar na aaye to kya karein?
Nazdeeki NADRA Registration Centre jaa kar confirm karein ke us ka CNIC aap ke family record mein add hai. Ye aksar tab hota hai jab shadi ke baad dono partners ne ek dusre ka CNIC record mein update nahi karwaya hota.
Naya paida hone wala bacha cover hota hai?
Ji haan, agar delivery empaneled hospital mein hui ho. Uske baad continue coverage ke liye bache ka NADRA B-Form register karwana zaroori hai.