Sehat Card Plus KP ke har permanent resident ko free inpatient treatment deta hai, up to Rs. 1 million per family per year, over 700 empaneled hospitals mein. Yeh scheme KPK Government Schemes 2026 ke Health category ka hissa hai aur poore Khyber Pakhtunkhwa mein universal hai — koi alag se registration ki zaroorat nahi. Apna CNIC hi aapka Sehat Card hai. Yeh guide eligibility, hospital mein treatment kaise lein, aur agar coverage na mile to kya karna hai — sab cover karti hai. Agar aap specifically 2026 ki OPD, school-health, aur telemedicine expansion ke baare mein jaanna chahte hain, to Health Policy 2026 guide dekhein.
Sehat Card Plus Kya Hai
Yeh KP government ka micro-health insurance program hai, jo 10.6 million se zyada families ko free healthcare deta hai. Data NADRA se acquire hota hai, is liye agar aapke CNIC par permanent address KP ka ho, to aap already registered hain — koi separate application nahi karni. Program ka annual budget lagbhag Rs. 18 billion hai, aur yeh public aur private dono tarah ke panel hospitals ke through services deta hai.
Eligibility
| Requirement | Detail |
|---|---|
| Residency | CNIC par KP ka permanent address hona zaroori |
| Registration | Koi alag registration nahi — CNIC hi Sehat Card hai |
| Data source | NADRA record se automatically verify hota hai |
| CNIC status | Expired CNIC ho to NADRA renewal token se bhi verify ho sakta hai |
Agar aap KP se hain lekin currently kisi doosre province (jaise Karachi ya Lahore) mein rehte hain, to bhi aap eligible hain, kyunke eligibility CNIC ke permanent address par based hai, current location par nahi.
How to Check Eligibility
Method 1 — SMS Check via 9780
- Apna mobile message app open karein.
- Apna 13-digit CNIC bina dashes ke type karein, apni SIM se.
- Message 9780 par send karein.
- Reply mein eligibility status aur limited balance details milte hain, aam tor par do minute ke andar.
Method 2 — Sehat Sahulat Mobile App
- Google Play Store se “Sehat Sahulat” app download karein.
- CNIC se login karein.
- Balance, hospital directory, aur past admissions ki details dekhein.
Har method independent hai — SMS method sabse tez hai bina internet ke, jabke app zyada detailed information deti hai.
Results Explained
Agar SMS reply confirm kare ke aap eligible hain, to nearest empaneled hospital jaakar apna original CNIC Sehat Card Plus Counter par dikhayein aur biometric verification karwayein — treatment turant shuru ho jati hai. Agar CNIC record mein na mile, to sabse aam wajah yeh hai ke CNIC par KP ka permanent address darj nahi, ya CNIC purana hai. Is surat mein nearest NADRA center jaakar record update karwayein, phir 9780 par dobara SMS karein. Agar aapka CNIC NADRA record mein verify ho raha ho, to 24-48 ghante baad dobara try karein.
Coverage — Kya Shamil Hai
Program secondary aur tertiary care dono cover karta hai, jismein shamil hai:
- Accident aur emergency treatment
- Diabetes management
- Kidney diseases, dialysis, aur kidney transplant
- Hepatitis B aur C
- Har tarah ke cancers
- Heart aur vascular diseases
Screenings, vaccinations, aur preventive services is coverage mein shamil nahi — yeh sirf inpatient (admission-based) treatment cover karta hai. Naye OPD aur preventive services ki details Health Policy 2026 guide mein di gayi hain.
Payment / Benefit Details
Coverage limit Rs. 1 million per family per year hai. Treatment poori tarah free hai jab tak beneficiary ka balance exhaust na ho jaye. Panel hospital list sehatsahulat.com.pk/empaneled-hospitals/ par available hai — 700 se zyada hospitals shamil hain, lekin panel regularly change hota hai, is liye kisi bhi hospital jaane se pehle 9780 par SMS kar ke ya official website se confirm kar lein.
Solve — Agar Coverage Na Mile Ya Masla Ho
- CNIC record mein na mile: NADRA center jaakar apna permanent address KP ka confirm/update karwayein, phir dobara 9780 par SMS karein.
- Balance khatam ho jaye treatment ke doran: Hospital ko beech mein discharge nahi karna chahiye — HFO (Hospital Facilitation Officer) ya DMO se turant baat karein funding extension ke liye.
- Hospital panel se hat gaya ho: statehealth.com.pk/hospital_list.php ya sehatsahulat.com.pk/empaneled-hospitals/ se current status verify karein, kyunke list update hoti rehti hai.
- Complaint darj karwani ho: Helpline 0800-89898 par call karein, email info@sehatsahulat.com.pk par likhein, ya mobile app ke complaint section se — complainant ki identity confidential rakhi jati hai.
In practice, sabse zyada rejections purani ya galat CNIC address ki wajah se hote hain — treatment ki zaroorat se pehle hi apna CNIC record NADRA se confirm kar lena behtar hota hai.
What’s Next
Eligibility confirm hone ke baad, apna CNIC hamesha saath rakhein — yeh hi aapka card hai. Kisi bhi empaneled hospital mein admission ke waqt CNIC counter par dikhayein aur biometric verification karwayein taake treatment turant shuru ho sake.
FAQs
Sehat Card Plus ke liye alag se apply karna zaroori hai?
Nahi, agar aapke CNIC par KP ka permanent address hai, to aap already registered hain. Koi separate application ya form nahi bharna.
Maximum coverage kitni hai?
Rs. 1 million per family per year, jo secondary aur tertiary care dono cover karta hai. Yeh limit exhaust hone tak treatment free milta hai.
Kya OPD (outpatient) services bhi cover hoti hain?
Standard Sehat Card Plus sirf inpatient (admission-based) treatment cover karta hai. OPD, school health, aur telemedicine 2026 ki nayi policy expansion ka hissa hain — poori detail Health Policy 2026 guide mein hai.
Agar main KP se hoon lekin doosre shehar mein rehta hoon to kya eligible hoon?
Haan, eligibility CNIC ke permanent address par based hai, current residence par nahi. Aap kisi bhi shehar mein rehte hue bhi apne CNIC se treatment le sakte hain.
Hospital list kahan se confirm karein?
sehatsahulat.com.pk/empaneled-hospitals/ par current list milti hai. Panel regularly change hota hai, is liye visit se pehle 9780 par SMS kar ke ya website se confirm karna behtar hai.