Punjab and KP both run active Sehat Card programs, but Sindh and Balochistan do not have an equivalent province-wide scheme. As of January 2026, the Prime Minister publicly confirmed that Sindh is the only province where the federal Sehat Card cannot currently be used. This guide compares Punjab and KP coverage directly, and explains where Sindh and Balochistan residents can turn instead.
Punjab vs KP — Coverage and Eligibility Compared
Punjab’s Sehat Card (Rahmat Card) offers treatment coverage up to Rs. 10 lakh per family, sourced through 8171 and punjab.gov.pk. KP’s Sehat Card Plus covers a wider limit of up to Rs. 1 million per family and is built on a universal-coverage model through sehatsahulat.com.pk.
Both cards are free to obtain and require no application fee. Eligibility for Punjab’s card is tied to NSER survey status through the 8171 system, while KP’s card runs on near-universal coverage across the province, not restricted to NSER-listed families.
Hospital Network
Punjab’s Sehat Card network runs through empanelled public and private hospitals listed on punjab.gov.pk. KP expanded its network under the 2026 health policy update, which added OPD coverage and telemedicine access on top of the existing hospital network.
What’s Covered
Both cards cover in-patient hospital treatment, including surgeries and emergency care. KP’s 2026 policy expansion adds outpatient (OPD) coverage, something Punjab’s card does not currently include — a meaningful difference for families managing ongoing conditions rather than one-time hospital stays.
Why Sindh Has No Equivalent Sehat Card
Sindh’s government has not adopted the federal Sehat Sahulat model, and no province-run universal health card currently operates there. A 2023 proposal for a Sindh Universal Health Insurance Policy was announced by the provincial Health Department but has not resulted in a public rollout as of this update. Sindh’s only active health-related card program covers roughly 1,000 artistes and writers through the Culture Department, with no relevance to general beneficiary families.
Sindh residents currently rely on public hospital access and BISP-linked support rather than a dedicated health card. If Sindh launches a province-wide health card, this page will be updated to reflect it.
Why Balochistan Has No Sehat Card
Balochistan does not currently run a province-wide Sehat Card scheme. Health coverage in the province is limited to specific hospital-level access rather than a unified card system. Families in Balochistan should check directly with their district health office for available support, since no centralized digital eligibility check exists for a health card in the province.
What to Do Next
If you live in Punjab or KP, apply through your province’s Sehat Card page directly — both are free and require no agent. If you live in Sindh or Balochistan, no province-wide health card currently applies to you, so focus on your nearest public hospital and any BISP-linked support instead.
FAQs
Which province has the highest Sehat Card coverage amount?
KP’s Sehat Card Plus currently offers the highest coverage, up to Rs. 1 million per family, compared to Punjab’s Rs. 10 lakh limit. Both figures are sourced from each province’s official portal and are subject to change with budget updates.
Does Sindh have any Sehat Card at all?
No, Sindh does not run a province-wide Sehat Card as of this update. A 2023 Universal Health Insurance proposal was announced but has not been publicly launched.
Can a Sindh resident use the Punjab or KP Sehat Card?
No, Sehat Card eligibility is province-specific and tied to residency records. A Sindh resident cannot register for Punjab’s or KP’s card using a Sindh address.
Does Balochistan have any health card scheme?
No, Balochistan currently has no centralized province-wide health card. Residents should contact their district health office directly for available support.
What’s the difference between Punjab and KP Sehat Card coverage?
KP includes OPD and telemedicine coverage under its 2026 policy update, while Punjab’s card currently covers in-patient treatment only. KP’s overall coverage limit is also higher, at Rs. 1 million versus Punjab’s Rs. 10 lakh.
When will this comparison be updated?
This page follows the Federal & Punjab quarterly review cadence and the Sindh & KP budget-season review cadence. It will be updated if Sindh or Balochistan launch a new province-wide health card.